Larry Poling
President

Every organization is conceived by an individual as a result of experience or imagination. Enviro-Tox Loss Services is no exception. Larry Poling conceived of Enviro-Tox as a result of twenty five years in the insurance claims business. Beginning as a trainee adjuster and learning the lost art of insurance claims investigation he progressed quickly through the ranks of Employers Casualty Company. During this progression he taught insurance courses for his company as well as courses for the Insurance Institute of America. By the mid 1980’s “Superfund” had taken root and was creating problems for insureds as well as insurers. At the same time, mass toxic tort actions were beginning with asbestos, chemical and chemical soup allegations, creating additional problems. As a home office supervisor Larry traveled the nation learning about these new areas of insurance coverage and insurance law. The experience and insight Larry gained resulted in his promotion to Director of Environmental Claims with an edict to create a claims department to deal with these new issues.

After several years of developing and managing the environmental department Larry left Employers to create the Western Division Environmental Claims Department for Lindsey & Newsom, now known as Cunningham Lindsey. In this role he investigated many types of environmental and toxic cases nationwide for both insurance carriers and private corporations and built the department into a profitable operation.

In 1995 Larry chose to leave the safety of a large company and start Enviro-Tox Loss Services to investigate losses, search for key insurance coverage and otherwise represent the defense interests of large organizations dealing with environmental losses, toxic claims and other complex liability matters.

 

Joseph Peters
Vice-President

Joe Peters joined Enviro-Tox Loss Services as a partner in March, 1996. Prior to 1996, he served as the Casualty Claims Manager for the Millers Insurance Group in Fort Worth and as the Director of Property and Casualty Claims for Employers Casualty Company in Dallas. In all of these capacities, Joe was responsible for the direct supervision of complex litigation, including environmental cleanups, toxic tort and latent injury cases. He has been involved in insurance archeology, coverage analysis and document review/triage operations for all three of these companies. He has also been involved in the formation, implementation and administration of various cost sharing agreements and has negotiated partial and complete policy buybacks.

Joe began his career in 1978 in the San Antonio office of Employers Casualty Company as a claims representative. He has handled a variety of claims including general liability, automobile, fleet automobile, druggist liability, products and workers compensation exposures. Joe progressed through the senior claims representative and field supervisor levels before being promoted into the home office as a supervisor.

 

Gene Waymon
Regional Vice-President

Gene Waymon joined ETLS as a partner in 2006. Gene began his career as a Claim Representative with Aetna Life & Casualty in 1981 and worked in several positions of increasing responsibility during his career with Aetna and was a Casualty Claim Manager when Aetna sold its P & C business to Travelers in 1994. Gene accepted an Environmental Claim Consultant position with Commercial Union in 1994 and continued in that position through a series of corporate changes until he joined ETLS. While at Commercial Union and its various successor companies, Gene handled many complex coverage litigation cases and through that experience, developed a unique knowledge of litigation strategies; coverage triggers; coverage allocation; policy drop-down procedures; uninsured periods; coverage gaps; and the underlying law governing these issues. Gene also handled over 20 accounts as the “lead carrier.” This entailed him bearing the responsibility for the day to day management of these accounts on behalf of insureds and other participating insurers. Gene has also negotiated many policy buybacks, a few involving exposures in excess of $100 million.